888.711.RISK
T3 Customers -
You already qualify for lower insurance rates!
As a result of your T3 investment, you now benefit from our special savings on commercial auto and equipment insurance programs.
Save up to 15%
When you're ready to talk, we are too. Let's explore lower rates!
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Partners:
Get more from your T3 investment
As a T3 customer, you understand the value of fleet management technology.
With T3 technology installed, you are likely to reduce the number of paid claims, and you also demonstrate to carriers that you prioritize safety.
This technology provides documentation of collisions and real-time insights on stolen and misplaced equipment, maintenance downtime, catastrophic breakdowns, and reckless operators.
Real-time insights are proven to reduce risk by helping you:
- Use objective footage to resolve claims and mitigate disputes
- Anticipate mechanical issues
- Implement employee training to improve driver behaviors
- Increase efficiency
Shouldn’t your insurance rates reflect that?
Leif customer saves $62,000 on premium
“My company operates 14 semi-trucks hauling ethanol in the Midwest. I invested in dashcam technology to be a more efficient and safe operation but I was not getting any benefit on my insurance program until I met the folks at Leif. Leif increased my umbrella coverage $2 million and saved us $62,000 on commercial auto spend.”
Here’s how Leif rewards safety-focused
contractors with insurance discounts
Today, we have technology proven to reduce risk. This gives safety-focused contractors an opportunity for better coverage at lower rates. Here’s how we use innovative insurance solutions, AKA: Real-Time Risk Management, to help contractors boost productivity, protect their operations, and win more jobs.
Recent Success . . .
A contractor pays $7,080 annually to install fleet management technology on 62 pieces of equipment.
This investment reduced their equipment insurance rate 48% when they switched to Leif’s exclusive equipment insurance product.
Leif’s rate reduction on the equipment schedule value of $3.7mil saved the contractor $14,430 annually on their equipment insurance.
Reduce risk and costs across all lines of insurance
T3 impacts more than your equipment insurance. Connected assets reduce risk across the board.
Objective dashcam footage of incidentsFewer paid auto claims =
Operator behavior warnings =Fewer commercial insurance claims
Location and usage data = Fewer theft and third-party liability claims
Timely maintenance =Less downtime and loss of use claims
With an improved claims experience and a proven commitment to managing risk, you’re in the best position for the best rates. We’ll help you get them.
T3 Customer FAQs
How does T3 technology save me money on insurance?
Connectivity with fleet management technology provides insights like asset location, operator behavior, and maintenance warnings. This robust information helps you reduce insurance claims and lower your rates over time.
In addition, investing in fleet management technology shows your insurance carrier you’re committed to reducing risk, which can earn you discounts and position you favorably with your underwriter.
What types of equipment are covered under Leif’s equipment insurance policy?
Our equipment insurance is a broad policy that covers damaged or missing equipment and tools. This coverage extends to powered equipment like bulldozers and loaders, as well as hand tools like drills and nail guns. It also covers tools in transit. With Leif, you don’t need specialized policies like work trailer or hand tool insurance. It’s all covered under your equipment insurance policy.
How does Leif’s equipment insurance policy compare in terms of cost and coverage to other similar options?
Most contractors find Leif’s equipment insurance policy to be miles ahead of other options on the market. Here are a few key differences:
- Using our technology qualifies you for data-driven discounts up to 50%
- Our policy covers catastrophic exposures
- If your equipment gets stolen with our GPS tracker installed, we’ll waive your deductible
How do I purchase a Leif equipment insurance policy for my owned and rented equipment?
To purchase equipment insurance, just get in touch and we’ll take it from there. Our service promise starts with your first call, text, or chat.
Which lines of coverage do you offer?
We offer the following lines of insurance coverage:
- Equipment Insurance
- Workers’ Compensation Insurance
- Commercial Auto Insurance
- General Liability Insurance
- Builder’s Risk Insurance
- Cyber Liability Insurance
- Contractor’s E & O
- Management Liability Insurance
- Pollution Insurance
- Property Insurance
- Umbrella Insurance
How can surety bonds help me grow my business?
A bond is a three-party contract between you (the principal), your client (the obligee), and the surety provider. If you fail to perform according to the contract terms, the surety will step in to fulfill your obligation.
In this event, the surety provider will expect to be made whole via the indemnity agreement, which is both a corporate and personal guarantee from you to the surety.
Surety bonds can boost your revenue and fuel your growth as a general contractor by:
- Allowing you to bid on larger and more complex projects
- Improving your reputation
- Helping you build the company’s financial strength and generational wealth
Bonds are required on all public projects and many private commercial projects. Our in-house bond underwriters can help you secure the bonds you need and increase your bonding capacity to win bigger projects.
Personalized serviceyou can count on, every time
We deliver exceptional service across all lines of insurance by promising to:
- Identify coverage gaps and quickly secure new policies
- Partner with strong carriers to offer the best program available
- Respond quickly to calls, texts, and chat during business hours
- Offer after-hours claims consultation for 24/7 emergency support
- Deliver most COIs within 2 business hours and bonds overnight
- Create a strategy to maximize your bond capacity for growth
Whether you’re a large multi-state firm, local trade contractor, or something in between – you can hold us to our promise.