Risk Management

Create a risk management plan tailored to your business with guidance from our experts.

Risk management aligned with your business goals

As your construction operation grows, your risks compound. It’s not enough to renew the same insurance policies every year. Your risk strategies should evolve with your business.

At Leif, we use a consultative team approach to provide tailored, ongoing guidance. Our proven five-step process ensures your risk management plan aligns with your goals.

“Knowledgeable, attentive, proactive and experienced team of professionals that work for the best interest of your business. The Leif team has worked to foster a partnership and long-term relationship with us; not just sell unnecessary coverage and risky products. Would highly recommend it.”
Federal Government General Contractor, National Footprint, Active in IDIQ Military Base Contracts including Joint Ventures

Our 5-step consultative process

Construction Risk Management Services

Get expert feedback on your contractual obligations to make sure your third-party exposures are covered.

Increase your bonding capacity with an in-depth look at your debt, equity, and liquidity.

Understand the pros and cons of risk retention, and evaluate alternative risk transfer strategies.

Understand how different factors will impact your e-mod and eligibility to bid jobs.

Prepare for your workers’ comp audit to ensure you’re not overcharged and you only pay for your exposures.

We’ll guide you through the accident investigation and advocate for you throughout the claims process.

Discover your unknown exposures to protect your business from an adverse financial event.

Reduce the frequency and severity of losses and develop contingency plans to protect the profit and long-term viability of your business.

Consistently raise awareness to prevent claims and protect your people with a safety-focused work environment.

Document your policies to reinforce awareness and protect your business from litigation.

Stay compliant with the latest OSHA regulations to avoid costly penalties.

Safety-focused contractors receive more discounts.

Today, we have technology proven to reduce risk. This gives safety-focused contractors an opportunity for better coverage at lower rates. Here’s how we use innovative insurance solutions, AKA: Real-Time Risk Management, to help contractors boost productivity, protect their operations, and win more jobs.


Consultative FAQs

When you work with Leif, you get more than an insurance agent. We’re a full-service agency with construction specialists in risk management, bond underwriting, safety and claims, and more. We use a consultative approach to get to know your business and provide tailored, ongoing guidance that helps you protect and grow your business.

We’re committed to providing our clients with timely, hands-on risk management support. We offer all the traditional services you’d expect from your agency, like exposure analysis, OSHA compliance support, and audit assistance. Then, we layer on our Real-Time Risk Management™ approach, using technology to identify inherent risks and provide actionable information to promote safety in real time. Finally, our service promise means lightning-fast responses, after-hours claims consultations, and same-day bonds and COIs. Our mission is to be a true partner to help you make the best decisions for your business.

HNOA insurance covers vehicles that are used for business purposes but not owned by your business – for example, employees’ personal vehicles or vehicles that are leased, rented, or borrowed. It typically focuses on liability for damages caused by the insured vehicle. You might need HNOA if your employees use their own cars for work.

Many agents are generalists, which allows them to serve any and all businesses. At Leif, we take a different approach. Construction is our sole focus – and we do it well. Our products and services are developed by construction experts, for construction businesses. This deep specialization allows us to offer next-level insights and customized discounts you just won’t get from a “jack of all trades” agency.

Get in touch with us as soon as an incident happens – day or night. Our dedicated claims consultants will help you make the best decisions for your business and advocate for you until the claim is closed.

construction workers

Personalized serviceyou can count on, every time

We deliver exceptional service across all lines of insurance by promising to:

  • Identify coverage gaps and quickly secure new policies
  • Partner with strong carriers to offer the best program available
  • Respond quickly to calls, texts, and chat during business hours
  • Offer after-hours claims consultation for 24/7 emergency support
  • Deliver most COIs within 2 business hours and bonds overnight
  • Create a strategy to maximize your bond capacity for growth

Whether you’re a large multi-state firm, local trade contractor, or something in between – you can hold us to our promise.